No — absolutely not. Our presentations are purely educational. We believe that when people truly understand how life insurance works, they make better decisions for themselves and their families. There are no product pitches, no sales pressure, and no obligation to buy anything.

We explain the basics of life insurance in plain language — including the differences between term and permanent coverage, common pitfalls to avoid, how to name beneficiaries correctly, and how to protect your family’s financial future. The goal is to empower your members with real knowledge, not confuse them with jargon.

No, never. These presentations are offered completely free to nonprofits, associations, and unions. We cover all costs as part of our community outreach initiative.

At the end, attendees can choose to schedule a private, no-obligation follow-up if they want personal help. No one is contacted unless they request it. We respect your members' privacy and your organization’s trust.